Hot Topics     Home and Family    

50 Ways New Yorkers can save money



Money-savings guide provides practical tips for everyone

50 Ways New Yorkers can save money


New York Secretary of State Robert J. Rodriguez said,
“These tips may seem simple but when you add them all up, they can lead to big savings for a household. By taking stock of your spending and changing your habits, you may find that you’re no longer using some of those services you signed up for years ago, or that by simply changing how you stream video content can use less energy. I encourage all New Yorkers, no matter your budget, to take a moment to track your spending and check out our Division of Consumer Protection’s Money Savings Guide.” 

The top 5 category examples in the guide include: 

Evaluating current subscriptions and memberships
    1. If you have multiple subscriptions, take the time to review what you really use and cancel those used infrequently.

    2. Contact subscription services directly to find ways to save. Take advantage of discounts through company benefits, enroll in family share plans, pay fees annually vs. monthly, and ask the company if there are any other ways to save.

    3. Cancel automatic renewals. Turn off auto-renewal which limits your opportunity to evaluate your subscriptions every year. 
Using Electronics Wisely
    1. Shut down your computer: When you shut down your computer, don’t forget to turn off the monitor—it can use twice as much energy as the computer. Use an Underwriters Laboratories (UL) approved power strip for convenience so that all computer accessories can be turned off with one switch. Even in sleep mode, your computer may cost you $105 a year.  

    2. Disconnect digital media players: Turn off dvd and blu-ray players, audio players, and video game consoles when not in use to avoid wasting energy. Even when powered off, most electronics continue to draw power, often referred to as ghost electricity, vampire power or phantom power. To save energy and time, plug entertainment products into an UL approved power strip to centrally turn off all components at once. 

    3. Stream your content smartly: Streaming through a game console uses up to 10 times as much energy as streaming on a laptop or tablet. Consider using another kind of device to stream—like a blu-ray player, set-top box, or smart tv that has earned an Energy Star® label. 
Planning transportation ahead of time
    1. Combine errands into one trip to save time and money. Several short trips taken from a cold start can use twice as much fuel as a longer multipurpose trip covering the same distance when the engine is warm. Trip planning ensures that traveling is done when the engine is warmed up and efficient, and it can reduce the distance you travel saving fuel and wear/tear on your vehicle.
Reevaluating Heating and Cooling
    1. Check your thermostat: Each degree you lower your thermostat can cut your fuel consumption by approximately 3%. Installing a programmable thermostat can automatically adjust the temperature based on your home, work, and sleep schedule and provide an estimated cost savings of 10-20% on your monthly heating and cooling bills.

    2. Weatherize and insulate your home: Help your home to retain heat during cold weather by insulating your attic and outside walls, sealing and insulating heating ducts, removing window air conditioners, wrapping or covering wall air conditioners, and sealing any cracks around walls and windows.

    3. Get your heating system tested and tuned: Conduct annual checkups to help ensure the efficiency of your system. Replace your furnace filters at least every three months to keep your equipment running efficiently and consider replacing the filters once a month during heavy use months such as the summer and winter. A dirty filter slows down airflow and makes your system work harder to keep you comfortable. 
Rethinking Your Grocery Habits
    1. Purchasing in bulk can save money on items you frequently buy. Wholesale shopping also allows you to stock up for fewer shopping trips. Some wholesale clubs allow membership sharing, and that could mean splitting the membership fee with a friend or family member. Remember to cancel memberships you aren’t using.

    2. Planning meals in advance, including breakfast, lunch and dinner, will reduce food waste and cut down on expensive meal delivery or dining-out costs. Make a grocery list to support the plan and reduce impulsive purchases.

    3. Look for deals. Plan meals around a few bulk ingredients or based on the weekly grocery sales circular to ensure you’re buying items on sale. Take advantage of store savings and enroll in store reward programs. Search for online coupons, use store savings and rewards cards, and watch for manufacturer coupons attached to the items in-store.

    4. Shop strategically for food. Take inventory of what you have at home before going shopping. Go to the grocery store with a list, having planned out your meals until your next grocery trip. 

To see all 50 tips and learn more please see the Money Savings Guide from the Division of Consumer Protection here

The New York State Division of Consumer Protection provides resources and education materials to consumers on product safety, as well as voluntary mediation services between consumers and businesses. The Consumer Assistance Helpline 1-800-697-1220 is available Monday to Friday from 8:30am to 4:30pm, excluding State Holidays, and consumer complaints can be filed at any time at www.dos.ny.gov/consumer-protection

For more consumer protection tips, follow the Division on social media on X (formerly Twitter) and Facebook.


Other articles by HVP News Reporters


  • Get Outside, Get Offline

    Participate in Fish and Wildlife Day events September 28

    The New York State Department of Environmental Conservation (DEC) and the Office of Parks, Recreation, and Historic Preservation (State Parks) encourage New Yorkers to give back to the State lands and sites they treasure and get outdoors by participating in stewardship events for Fish and Wildlife Day on Saturday, Sept. 28. read more »
  • Beware of “Friendly Greeting” phishing scams

    Always be cautious when receiving messages from unknown senders

    The New York Department of State’s Division of Consumer Protection warns New Yorkers of “friendly greeting” phishing scams, which are deceptive text messages from unknown senders that can lead to fraud. Phishing is a common technique that scammers use to send fraudulent communications that appear to come from a reputable or trusted source. It is really an attempt to trick consumers into revealing personal information or clicking on harmful links that can download malware to their devices. Phishing scams are usually performed through text messages, emails, or chats on WhatsApp, Signal, or Facebook Messenger platforms. read more »
  • Tips to help students be better writers

    Writing and communication skills are essential to success

    No matter students' chosen career paths, writing and communication skills are essential to success. Whether a student identifies as a “math kid,” a “sports kid,” or even a “reading kid,” writing doesn’t always come naturally read more »
  • Safe sharps disposal

    Keeping students healthy at school

    Back to school can be overwhelming for students and families. With new classes, new friends and sometimes new schools, students have a lot to balance. Additionally, changing routine can be challenging for students managing health conditions, including allergies, diabetes and others that require using and safely disposing of needles, syringes, or epinephrine autoinjectors at school. read more »
  • Smart starts for a healthy heart

    Improve hydration, skip added sugars with better-for-you beverages

    How you start your morning can impact the rest of your day. If you want to incorporate healthier choices into your morning routine, try a concept known as “habit stacking.” read more »
  • Debunking 5 common myths about root canal treatment

    If you’ve been told you need a root canal, you may be dreading the procedure or even trying to find a way out of it. The good news? Today’s root canal treatment is nothing like the myths you may see circulating the internet, which are misinformed and simply false. read more »
  • Celebrate your 4-legged friend

    3 ways to give back during National Dog Month

    While most dog owners need little reason to celebrate their furry family members, National Dog Month provides a perfect opportunity to show pets a little extra love. read more »
  • What you (and your child) should know for kindergarten

    6 habits to start right now

    Starting kindergarten is a major milestone that sets the stage for future learning. Ensuring children are well-equipped to enter kindergarten sets them up for a successful school year in the short term and an academic career in the long term. read more »
  • Smooth transition

    3 tips to prepare for the new school year

    Whether your child is starting school for the first time or simply returning to a new grade level, preparations for the school year can feel overwhelming for both students and parents. read more »
  • Top reasons to consider a steel roof for your home

    Steel offers many features that align with sustainable living

    Steel is increasingly becoming the go-to material used for residential roofing. According to industry experts, steel offers a range of design advantages and features that align with sustainable living. read more »